Highlands County property record for 13731 Ruby Ter, Sebring, FL 33875 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,054 sqft Living Area |
| Lot Size | 13,513 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $7,000 (2017) |
| Tax Bill | $4,275.00 (2024) |
| Primary APN | C036902100800150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,422 sqft Gross Area |
| 1st Floor | 1,794 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 13,513 sqft (0.31 acres) |
| Depth X Width | 210 ft x 130 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,547 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 368 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Patio Area | 140 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 13731 RUBY TER |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9543 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEBRING LAKES REPLAT PB 8 PG 45 LOTS 15-16-17 BLK 8 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1A-1B RPLT |
| Legal Block | 8 |
| Legal Lot Number | 15-16 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 961304 |
Source: Highlands County records · APN C036902100800150
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13731 RUBY TER, SEBRING, FL 33875-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERISAVE MORTGAGE CORPORATION |
| Nov 30, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage TRUIST BANK |
| Aug 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Prior Sale | May 06, 2005 · Amount on Record |
| Deed Doc Number | 20171862962 |
| Deed Book / Page | 2594 / 1726 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 13731 RUBY TER, SEBRING, FL 33875-9543 |
| Document Number | 0002308521 |
| Book / Page | 3186 / 722 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 20262308521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0002308521, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 3186/722 |
| Instrument | 20262308521 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 13731 RUBY TER, SEBRING, FL 33875-9543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 RHAPSODY AVE, LAKE PLACID, FL 33852-8794 |
| Document Number | 0002125946 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 2944/281 |
| Instrument | 2125946 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 16, 2017 |
| Property Address | 13731 RUBY TER, SEBRING, FL 33875-9543 |
| Document Number | 0001862962 |
| Book / Page | 002594 / 001726 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 1862962 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 RHAPSODY AVE LAKE PLACID FL 338528794, LAKE PLACID, FL 33852-8794 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304,175 (+3,019.74%) Land $14,625 Building $289,550 | $304,175 (+3,019.74%) Land $14,625 Building $289,550 | |
| 2024 | $4,275.00 (+1,064.85%) | ||
| 2023 | $367.00 (+180.15%) | $9,750 (+2%) Land $9,750 | $9,750 (+2%) Land $9,750 |
| 2022 | $131.00 | $8,125 Land $8,125 | $8,125 Land $8,125 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 383 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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