13705 Ruby Ter, Sebring, FL 33875 Property Records

Highlands County property record for 13705 Ruby Ter, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,561 sqft Living Area
Lot Size	10,067 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$190,200 (2021)
Tax Bill	$2,041.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C-03-36-29-021-0080-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,561 sqft Living Area
1st Floor	1,350 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,067 sqft (0.231 acres)
Depth X Width	105 ft x 101 ft Depth x Width
Driveway	1 Driveway
Driveway Area	664 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	351 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	288 sqft Patio
Porch	Finished/Screened Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	13705 RUBY TER
City	SEBRING
State	FL
Zip	33875-9543
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEBRING LAKES REPLAT PB 8 PG 45 LOTS 1 + 2 BLK 8
Legal Range	29E
Legal Township	36S
Legal Section	03
Legal Subdivision	SEBRING LAKES UNIT 1A-1B RPLT
Legal Block	8
Legal Lot Number	1-2 2
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	1
Census Block	1031
Census Tract	961304

Owner

Source: Highlands County records · APN C-03-36-29-021-0080-0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13705 RUBY TER, SEBRING, FL 33875-9543
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Doc Number	2065729
Deed Book / Page	2867 / 1146
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 24, 2021
Property Address	13705 RUBY TER, SEBRING, FL 33875-9543
Document Number	0002065729
Book / Page	2867 / 1146
Map Reference	MB 8 PG 45
Instrument Date	Nov 15, 2021
Instrument	2065729
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,331.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13705 RUBY TER, SEBRING, FL 33875-9543

Mortgage

Document Number	0028671148
Date	Nov 24, 2021
Instrument	2867/1148

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,159 (+5.99%)	$200,313 (-9.17%) Land $11,362 Building $188,951
2024	$2,041.00 (+2.25%)
2023	$1,996.00 (+7.25%) Homeowner's exemption	$164,321 (+8%)	$220,541 (+44.95%) Land $7,575 Building $212,966
2022	$1,861.00 Homeowner's exemption	$152,145 Land $6,312 Building $145,833	$152,145 Land $6,312 Building $145,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 48% of Florida
Wildfire Likelihood	About 1 in 389 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.