13730 Tower Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13730 Tower Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1,553 sqft · built 2023
Lot Size	4.21 acres (183,388 sqft)
Owner	Individual Name on Record
Tax Bill	$3,911 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-271991`

Property Details

APN / Parcel Number

Primary APN	`10-271991`
Alternative APN	`271991`

Interior

Building Area	1,553 sqft Total Area

Exterior

Year Built	Built 2023
Lot Area	183,388 sqft (4.21 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	271991
Street Address	13730 TOWER RD
City	SMITHSBURG
State	MD
Zip	21783-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	4.21 ACRES S/S DRAPER RD. NR FIRETOWER RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	10, HAUVERS
Census Block Group	1
Census Block	1025
Census Tract	752900

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6343 MOUNT PHILLIP RD, FREDERICK, MD 21703-5953
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 29, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2021	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 7, 2020	Grant Deed, Transfer CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021
Deed Sale	Jun 29, 2021
Prior Sale	Jun 29, 2021
Deed Document Number	0015041165
Deed Book / Page	15041 / 165
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13730 TOWER RD, SMITHSBURG, MD 21783-8910
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12745 SPRUCE RUN RD, MYERSVILLE, MD 21773-9705

Mortgage

Document Number	0163380075
Date	Feb 22, 2023
Book Page	16338/75

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2021
Property Address	13730 TOWER RD, SMITHSBURG, MD 21783-8910
Document Number	0150410165
Book / Page	15041 / 165
Map Reference	MB 104 PG 140
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6343 MOUNT PHILLIP RD, FREDERICK, MD 21703-5953

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2021
Property Address	13730 TOWER RD, SMITHSBURG, MD 21783-8910
Document Number	0150410043
Book / Page	15041 / 43
Map Reference	MB 104 PG 140
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4735 JOHN DRAPER RD, SMITHSBURG, MD 21783-9283

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 7, 2020
Property Address	13730 TOWER RD, SMITHSBURG, MD 21783-8910
Document Number	0134440382
Book / Page	013444 / 000382
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6343 MOUNT PHILLIP RD FREDERICK MD 217035953, FREDERICK, MD 21703-5953

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,911.00	$326,200 Land $86,400 Building $239,800	$326,200 Land $86,400 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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