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14055 Tower Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 14055 Tower Rd, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,876 sqft · built 1988
Lot Size5.56 acres (242,194 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2000)
Tax Bill$4,210 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN10-276640

Property Details

APN / Parcel Number

Primary APN10-276640
Alternative APN
  • 276640

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area242,194 sqft
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area112 sqft
Deck Area381 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number276640
Street Address14055 TOWER RD
CitySMITHSBURG
StateMD
Zip21783-8905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 5.564 ACRES RED FOX FARMS
Legal SubdivisionRED FOX FARMS 04
Legal Tract4
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division10, HAUVERS
Census Block Group2
Census Block2053
Census Tract752900

Owner

Source: Frederick County records · APN 10-276640

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14055 TOWER RD, SMITHSBURG, MD 21783-8905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2000 · Amount on Record
Deed SaleAug 29, 2000 · Amount on Record
Deed Document Number20005451
Deed Book / Page2751 / 1246
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address14055 TOWER RD, SMITHSBURG, MD 21783-8905
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156950409
DateJan 31, 2022
Book Page15695/409
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term229 Months
DueFeb 01, 2041

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$388,600 (+29.92%) Land $101,600 Building $287,000$388,600 (+29.92%) Land $101,600 Building $287,000
2025$4,210.00 (+15.25%)
2023$3,653.00 Homeowner's exemption$299,100 Land $91,100 Building $208,000$299,100 Land $91,100 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217529002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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