13722 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 13722 E Oregon Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 2026
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Jul 2025)
Tax Bill	$845 (2026)
Deeds & Mortgages	Oct 2025 Construction Loan Nov 2025 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49101.9023`

Property Details

APN / Parcel Number

Primary APN	`49101.9023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,457 sqft Living Area
Gross Area	1,963 sqft
1st Floor Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	438,214 sqft
Garage Type	Attached
Garage Area	506 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	13722 E OREGON RD
City	ELK
State	WA
Zip	99009-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-29-44: THE WEST HALF OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 10, TOWNSHIP 29 NORTH, RANGE 44 EAST; EXCEPT THAT PORTION DEDICATED TO COUNTY ROAD(S); SUBJECT TO AND TOGETHER WITH EASEMENTS. PARCEL C PER ROS (AFN
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6103 N STEVENS ST, SPOKANE, WA 99205-6320
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Construction Mortgage WHEATLAND BANK
Nov 17, 2025	Deed of Trust, Mortgage · Construction Mortgage WHEATLAND BANK
Jul 21, 2025	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATIONAL TITLE
Dec 26, 2023	Personal Representative Deed, Transfer
Dec 18, 2023	Warranty Deed, Transfer · Commercial Mortgage MILRAY C HOWELL ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	20257429463
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13722 E OREGON RD, ELK, WA 99009-8652
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 N STEVENS ST, SPOKANE, WA 99205-6320
Investor	Possibly a Property Investor

Mortgage

Document Number	0007449459
Date	Oct 27, 2025
Instrument	7449459

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13722 E OREGON RD, ELK, WA 99009-8652
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 N STEVENS ST, SPOKANE, WA 99205-6320
Investor	Possibly a Property Investor

Mortgage

Document Number	0007453610
Date	Nov 17, 2025
Instrument	7453610

Lender

Name	WHEATLAND BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 21, 2025
Property Address	13722 E OREGON RD, ELK, WA 99009-8652
Document Number	0007429463
Instrument Date	Jul 21, 2025
Instrument	7429463
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,589.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6103 N STEVENS ST, SPOKANE, WA 99205-6320
Investor	Possibly a Property Investor

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 26, 2023
Property Address	13722 E OREGON RD, ELK, WA 99009-8652
Document Number	0007325950
Instrument Date	Dec 12, 2023
Instrument	7325950
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 18, 2023
Property Address	13722 E OREGON RD, ELK, WA 99009-8652
Document Number	0007324772
Map Reference	MB 138 PG 41-43
Instrument Date	Dec 8, 2023
Instrument	7324772
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007324773
Date	Dec 18, 2023
Instrument	7324773

Lender

Name	MILRAY C HOWELL ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$845.00 (+19.86%)	$99,220 Land $99,220	$99,220 Land $99,220
2025	$705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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