13720 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 13720 E Oregon Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	10 acres (439,085 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Jul 2024)
Tax Bill	$846 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49101.9025`

Property Details

APN / Parcel Number

Primary APN	`49101.9025`

Exterior

Year Built	Built 2026
Lot Area	439,085 sqft

Location & Zoning

Street Address	13720 E OREGON RD
City	ELK
State	WA
Zip	99009-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-29-44: THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 10, TOWNSHIP 29 NORTH, RANGE 44 EAST; SUBJECT TO AND TOGETHER WITH EASEMENTS. PARCEL E PER ROS (AFN 5823347)
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Spokane County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage RESPONDERS EMERGENCY SERVICES CU
Dec 26, 2023	Personal Representative Deed, Transfer
Oct 13, 2023	Contract Sale, Transfer · Land Contract MILRAY HOWELL
Jul 29, 2024	Release of Agreement of Sale ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Deed Document Number	20247363303
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13720 E OREGON RD, ELK, WA 99009-8652
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007360249
Date	Jul 12, 2024
Instrument	7360249

Lender

Name	RESPONDERS EMERGENCY SERVICES CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2039

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 26, 2023
Property Address	13720 E OREGON RD, ELK, WA 99009-8652
Document Number	0007325950
Instrument Date	Dec 12, 2023
Instrument	7325950
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SPOKANE WA
Recording Date	Oct 13, 2023
Property Address	13720 E OREGON RD, ELK, WA 99009-8652
Document Number	0007313453
Map Reference	AF 5823347
Instrument Date	Oct 11, 2023
Instrument	7313453
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Oct 13, 2023

Lender

Name	MILRAY HOWELL
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

July 2024: Release of Agreement of Sale

Document Type	Release of Agreement of Sale
Jurisdiction	SPOKANE WA
Recording Date	Jul 29, 2024
Property Address	13720 E OREGON RD, ELK, WA 99009-8652
Document Number	0007363303
Map Reference	AF 5823347
Instrument Date	Oct 11, 2023
Instrument	7363303
Record Updated	Jan 29, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$846.00 (-19.73%)	$110,320 Land $110,320	$110,320 Land $110,320
2025	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 41% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	370 / 211
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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