Island County property record for 1369 Orchard Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,493 sqft · built 1958 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Oct 2019) |
| Tax Bill | $3,421 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-00-05004-0 |
| Primary APN | S7685-00-05004-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,493 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 91 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1369 ORCHARD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST LOT 4 BLK 5 |
| Legal Subdivision | PATTONS HILLCREST |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970401 |
1369 Orchard Loop is owned and occupied by an individual who bought it in October 2019.
Source: Island County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1369 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION |
| Oct 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage BOEING EMPS CU |
| Aug 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Prior Sale | Apr 5, 2010 · Amount on File |
| Deed Document Number | 20194474528 |
| Prior Transfer Date | Apr 1, 2010 |
| Prior Transfer Doc | 0004271545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 30, 2026 |
| Property Address | 1369 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Document Number | 0004600025 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20264600025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1369 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Document Number | 0004600025, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20264600025 |
| Name | BOEING EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 27, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Oct 31, 2019 |
| Property Address | 1369 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Document Number | 0004474528 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 4474528 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,612.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1369 ORCHARD LOOP OAK HARBOR WA 982778914, OAK HARBOR, WA 98277-8914 |
| Document Number | 4474529 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 4474529 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1369 ORCHARD LOOP, OAK HARBOR, WA 98277-8914 |
| Document Number | 0004455289 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1369 ORCHARD LOOP OAK HARBOR WA 982778914, OAK HARBOR, WA 98277-8914 |
| Document Number | 0004455289 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 4455289 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 19, 2028 |
The 2026 property tax bill for 1369 Orchard Loop was $3,421, up 13.4% from the year before.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,421.00 (+13.39%) | ||
| 2025 | $3,017.00 | $442,489 Land $210,000 Building $232,489 | $442,489 Land $210,000 Building $232,489 |
| 2023 | $2,926.00 | $422,489 (+7.39%) Land $190,000 Building $232,489 | $422,489 (+7.39%) Land $190,000 Building $232,489 |
| 2022 | $393,401 Land $180,000 Building $213,401 | $393,401 Land $180,000 Building $213,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1369 Orchard Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1369 Orchard Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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