1371 Suzanne Cir, Holt, FL 32564 Property Records

Okaloosa County property record for 1371 Suzanne Cir, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 2006
Lot Size	4.86 acres (211,702 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Sep 2022)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4473-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4473-0`
Alternative APN	`31-3N-24-0000-0002-0190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,420 sqft Heated Area
Gross Area	3,231 sqft
1st Floor Area	2,420 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	211,702 sqft (4.86 acres)
Garage Type	Finished
Garage Area	525 sqft
Porch	Enclosed Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1371 SUZANNE CIR
City	HOLT
State	FL
Zip	32564-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR N3033.33 FT TO N R/W W ALG R/W 379.45 FT TO POB ALG R/W 373.19 FT N04 DEG E641.96 FT E251.02 FT E86.29 FT S592.89
Legal Range	24
Legal Township	03N
Legal Section	31
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2057
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1371 SUZANNE CIR, HOLT, FL 32564-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Aug 27, 2020	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	3579346
Deed Book / Page	3643 / 1540
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 19, 2022
Property Address	1371 SUZANNE CIR, HOLT, FL 32564-9459
Document Number	0036431540
Book / Page	3643 / 1540
Instrument Date	Sep 16, 2022
Instrument	3579346
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6448 WELANNEE BLVD, LAUREL HILL, FL 32567-7309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 SUZANNE CIR, HOLT, FL 32564-9459

Mortgage

Document Number	0036431542
Date	Sep 19, 2022
Instrument	3643/1542

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1371 SUZANNE CIR, HOLT, FL 32564-9459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033234550
Date	Oct 30, 2017
Book Page	3323/4550
Instrument	3169442

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2020
Property Address	1371 SUZANNE CIR, HOLT, FL 32564-9459
Document Number	0034871000
Book / Page	3487 / 1000
Instrument Date	Jul 30, 2020
Instrument	3385901
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 NICOLE LN, 151, CRESTVIEW, FL 32539-6051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 SUZANNE CIR, HOLT, FL 32564-9459

Mortgage

Document Number	0034871006
Date	Aug 27, 2020
Instrument	3487/1006

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00 (+4.22%)	$368,031 (+5.25%) Land $30,967 Building $337,064	$368,031 (+5.25%) Land $30,967 Building $337,064
2023	$3,432.00 (+5,526.23%)	$349,676 (+37.51%) Land $26,309 Building $323,367	$349,676 (+8.56%) Land $26,309 Building $323,367
2022	$61.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$254,296	$322,113 Land $24,588 Building $297,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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