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1304 Suzanne Cir, Holt, FL 32564 Property Records

Okaloosa County property record for 1304 Suzanne Cir, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,785 sqft · built 1991
Lot Size4.95 acres (215,622 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (May 2022)
Tax Bill$1,239 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-597-4478-9

Property Details

APN / Parcel Number

Primary APNC56-000-597-4478-9
Alternative APNs
  • 31-3N-24-0000-0002-0240
  • 24N331000000020240

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,785 sqft Living Area
Gross Area2,485 sqft
1st Floor Area1,785 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area215,622 sqft (4.95 acres)
Garage TypeAttached
Garage Area372 sqft
PorchFlorida Room
Porch Area340 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1304 SUZANNE CIR
CityHOLT
StateFL
Zip32564-9458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A22 CRYSTAL LAKE RANCHETTES UN-REC LESS 5 FT BY 190 FT SOLD
Legal Range24W
Legal Township03N
Legal Section31
Legal SubdivisionCRYSTAL LAKE RANCHETTES
Legal Block2
Legal Lot NumberA22
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2057
Census Tract20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 SUZANNE CIR, HOLT, FL 32564-9458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Prior SaleFeb 18, 2022 · Amount on Record
Deed Document Number20223551455
Deed Book / Page3622 / 4632
Record UpdatedOct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 19, 2022
Property Address1304 SUZANNE CIR, HOLT, FL 32564-9458
Document Number0036224632
Book / Page3622 / 4632
Instrument DateMay 17, 2022
Instrument3551455
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4006 S MACDILL AVE, TAMPA, FL 33611-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 SW 72ND AVE, NORTH LAUDERDALE, FL 33068-1456

Mortgage

Document Number0036224636
DateMay 19, 2022
Instrument3622/4636
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,239.00 (+6.72%) Homeowner's exemption$158,509 (+5.99%)$290,132 (+4.95%) Land $31,540 Building $258,592
2023$1,161.00 (-38.99%) Homeowner's exemption$149,555 (-25.77%)$276,444 (+37.22%) Land $26,796 Building $249,648
2022$1,903.00$201,467 Land $25,043 Building $176,424$201,467 Land $25,043 Building $176,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

May also be available: CenturyLink, T-Mobile.

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