1371 Roxy Ln, Winter Garden, FL 34787 Property Records

Orange County property record for 1371 Roxy Ln, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,880 sqft · built 2021
Lot Size	0.113 acres (4,916 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Nov 2023)
Tax Bill	$7,693 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-27-8904-01-920`

Property Details

APN / Parcel Number

Primary APN	`06-23-27-8904-01-920`
Alternative APNs	`272306890401920` `135930` `136786` `138301`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,029 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,916 sqft (0.113 acres)
Garage Type	Detached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	8 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1371 ROXY LN
City	WINTER GARDEN
State	FL
Zip	34787-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UVPUD
Legal Description	WATERSIDE ON JOHNS LAKE - PHASE 2C 104/75 LOT 192
Legal Range	27E
Legal Township	23S
Legal Section	06
Legal Subdivision	WATERSIDE ON JOHNS LAKE - PHASE 2C
Legal Phase	2C
Legal Block	1
Legal Lot Number	192
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1019
Census Tract	17116

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1792 LARAMIE CIR, MELBOURNE, FL 32940-6366
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 29, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	2023675992
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1371 ROXY LN, WINTER GARDEN, FL 34787-2875
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 LARAMIE CIR, MELBOURNE, FL 32940-6366

Mortgage

Document Number	0000675993
Date	Nov 22, 2023
Instrument	20230675993

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.12%
Max Rate At Change	13.1%
Margin	4
Max Rate	13.1%

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 29, 2021
Property Address	1371 ROXY LN, WINTER GARDEN, FL 34787-2875
Document Number	0000725934
Map Reference	MB 104 PG 75
Instrument Date	Nov 19, 2021
Instrument	20210725934
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,989.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 STONEVIEW RD, RANCHO CUCAMONGA, CA 91739-8933
Investor	Possibly a Property Investor

Mortgage

Document Number	0000725935
Date	Nov 29, 2021
Instrument	20210725935

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,430 (-7.57%) Land $120,000 Building $316,430	$436,430 (-7.57%) Land $120,000 Building $316,430
2025	$7,693.00 (+6.74%)	$472,170 (+14.36%) Land $120,000 Building $352,170	$472,170 (+14.36%) Land $120,000 Building $352,170
2024	$7,207.00 (+15.11%)
2023	$6,261.00 (+13.34%)	$412,872 (+19.35%) Land $120,000 Building $292,872	$412,872 (+19.35%) Land $120,000 Building $292,872
2022	$5,524.00	$345,937 Land $100,000 Building $245,937	$345,937 Land $100,000 Building $245,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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