San Luis Obispo County property record for 1371 20th St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,299 sqft · built 1977 |
| Lot Size | 0.146 acres (6,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,000 (Apr 1997) |
| Tax Bill | $2,539 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-261-040 |
| Primary APN | 062-261-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,299 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 6,337 sqft (0.146 acres) |
| Street Address | 1371 20TH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 556 LT 40 |
| Legal Subdivision | SANDPOINTE TERRACE |
| Legal Tract | 556 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41069 PENNY LN, POLSON, MT 59860-7127 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 1997 · Amount on Record |
| Deed Sale | Apr 11, 1997 · Amount on Record |
| Deed Document Number | 199717987 |
| Last Transfer Date | Oct 29, 2012 |
| Transfer Doc | 0000067411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1371 20TH ST, OCEANO, CA 93445-9323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 827 PLATA RD, ARROYO GRANDE, CA 93420-2841 |
| Document Number | 0000049141 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020049141 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $210,943 (+2%) Land $99,656 Building $111,287 | |
| 2025 | $2,539.00 (+4.83%) | $206,807 (+4.04%) Land $97,702 Building $109,105 |
| 2023 | $2,422.00 (+1.34%) | $198,778 Land $93,909 Building $104,869 |
| 2022 | $2,390.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures