1364 20th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1364 20th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,309 sqft · built 1977
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`062-261-073`

Property Details

APN / Parcel Number

Primary APN	`062-261-073`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1364 20TH ST
City	OCEANO
State	CA
Zip	93445-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 556 LT 73
Legal Subdivision	TRACT 556
Legal Tract	556
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1001
Census Tract	12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1364 20TH ST, OCEANO, CA 93445-9319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 21, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 14, 2019
Transfer Doc	0000023886
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1364 20TH ST, OCEANO, CA 93445-9319
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 20TH ST, OCEANO, CA 93445-9319

Mortgage

Document Number	0000047794
Date	Jul 8, 2021
Instrument	2021047794

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 21, 2019
Property Address	1364 20TH ST, OCEANO, CA 93445-9319
Document Number	0000023886
Instrument Date	Jun 14, 2019
Instrument	23886
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1364 20TH ST OCEANO CA 934459319, OCEANO, CA 93445-9319

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,165 (+2%) Land $141,444 Building $131,721
2025	$3,116.00 (+4.88%) Homeowner's exemption	$267,810 (+4.04%) Land $138,671 Building $129,139
2023	$2,971.00 (+1.4%) Homeowner's exemption	$257,412 Land $133,287 Building $124,125
2022	$2,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures