13703 Kretsinger Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 13703 Kretsinger Rd, Smithsburg, MD 21783

Property Summary

Property Type	Rural Home
Details	2 ba · 2,696 sqft · built 1820
Lot Size	10.2 acres (446,926 sqft)
Owner	Company Name on File
Last Sale	$533 (Aug 2025)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-011943`

Property Details

APN / Parcel Number

Primary APN	`14-011943`
Alternative APN	`011943`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,696 sqft Total Area
Basement Area	2,400 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Exterior Material	Siding
Roof Material	Metal
Lot Area	446,926 sqft (10.2 acres)
Garage Type	Mixed
Garage Area	1,804 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Shed	1 Shed
Shed Area	2,520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011943
Street Address	13703 KRETSINGER RD
City	SMITHSBURG
State	MD
Zip	21783-1217
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A(R)
Legal Description	10.26 ACRES 13703 KRETSINGER ROAD
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1028
Census Tract	10200

Owner

Source: Washington County records · APN 14-011943

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	100 W WASHINGTON ST, 1101, HAGERSTOWN, MD 21740-4790
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 02, 2023	Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Mar 28, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	May 02, 2023 · Amount on Record
Deed Book / Page	7752 / 143
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 02, 2023
Property Address	13703 KRETSINGER RD, SMITHSBURG, MD 21783-1217
Document Number	0072370001
Book / Page	7237 / 1
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	STERLING SETTLEMENT SERVICES, STERLING STLMT SVCS OF HAGER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13703 KRETSINGER RD, SMITHSBURG, MD 21783-1217

Mortgage

Document Number	0072370006
Date	May 02, 2023
Instrument	7237-0006

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 28, 2023
Property Address	13703 KRETSINGER RD, SMITHSBURG, MD 21783-1217
Document Number	0072170488
Book / Page	7217 / 488
Instrument Date	Mar 28, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13703 KRETSINGER RD, SMITHSBURG, MD 21783-1217

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,333 (+20.31%)	$498,300 (-) Land $78,500 Building $419,800
2025	$3,729.00 (+34.77%)	$354,367 (+33.19%)	$498,300 (+76.45%) Land $78,500 Building $419,800
2023	$2,767.00	$266,067	$282,400 Land $78,500 Building $203,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Schurz Communications Cable	1,300 / 50
CTI Networks Fixed Wireless · not low latency	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 8 locations within half a mile of this property.

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