Washington County property record for 13685 Kretsinger Rd, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,458 sqft · built 1952 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Oct 2020) |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-000283 |
| Primary APN | 14-000283 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,458 sqft Total Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Type | Detached |
| Garage Area | 1,808 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 133 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000283 |
|---|---|
| Street Address | 13685 KRETSINGER RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25 ACRES 13685 KRETSINGER ROAD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 14, RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10200 |
Source: Washington County records · APN 14-000283
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13685 KRETSINGER RD, SMITHSBURG, MD 21783-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION (NC) |
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 15, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Deed Book / Page | 6393 / 324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 13685 KRETSINGER RD, SMITHSBURG, MD 21783-1215 |
| Document Number | 7905000160 |
| Book / Page | 7905 / 160 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ECU TITLE, SECU TITLE |
| Name | Verified Name |
|---|---|
| Address | 13685 KRETSINGER RD, SMITHSBURG, MD 21783-1215 |
| Document Number | 7905000160, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 7905/160 |
| Name | STATE EMPLOYEES CREDIT UNION (NC) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 13685 KRETSINGER RD, SMITHSBURG, MD 21783-1215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0069520011 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 6952/11 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 15, 2020 |
| Property Address | 13685 KRETSINGER RD, SMITHSBURG, MD 21783-1215 |
| Document Number | 0063930324 |
| Book / Page | 006393 / 000324 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13685 KRETSINGER RD SMITHSBURG MD 217831215, SMITHSBURG, MD 21783-1215 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,067 (+23.32%) | $356,800 (-) Land $76,800 Building $280,000 | |
| 2025 | $2,099.00 (+5.42%) Homeowner's exemption | $243,333 (+34.91%) | $356,800 (+91.21%) Land $76,800 Building $280,000 |
| 2024 | $1,991.00 (+6.19%) | ||
| 2023 | $1,875.00 Homeowner's exemption | $180,367 | $186,600 Land $76,800 Building $109,800 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Schurz Communications | Cable | 1,300 / 50 | Yes |
| CTI Networks | Fixed Wireless (unlicensed) | 200 / 50 | No |
| T-Mobile USA | Fixed Wireless | 100 / 20 | Yes |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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