1370 Somerset Ct, Ramona, CA 92065 Property Records

San Diego County property record for 1370 Somerset Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,842 sqft · built 2000
Lot Size	0.192 acres (8,353 sqft)
Owner	Individual Name on Record
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-390-10-00`

Property Details

APN / Parcel Number

Primary APN	`282-390-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,842 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	8,353 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1370 SOMERSET CT
City	RAMONA
State	CA
Zip	92065-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 10 TR 013700
Legal Subdivision	SAN DIEGO #4931-1
Legal Tract	013700
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1370 SOMERSET CT, RAMONA, CA 92065-2798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 25, 2019	Intrafamily Transfer, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019
Deed Sale	Oct 25, 2019
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	2019484475
Prior Transfer Date	Oct 11, 2019
Prior Transfer Doc	0000484475
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1370 SOMERSET CT, RAMONA, CA 92065-2798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 SOMERSET CT, RAMONA, CA 92065-2798

Mortgage

Document Number	0000672472
Date	Oct 30, 2020
Instrument	2020-0672472

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2019
Property Address	1370 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000484475
Map Reference	MAP 13700
Instrument Date	Oct 11, 2019
Instrument	2019-0484475
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 SOMERSET CT, RAMONA, CA 92065-2798

Mortgage

Document Number	0000484476
Date	Oct 25, 2019
Instrument	2019-0484476

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2018
Property Address	1370 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000409812
Instrument Date	May 29, 2018
Instrument	409812
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1370 SOMERSET CT RAMONA CA 920652798, RAMONA, CA 92065-2798

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,164 (+2%) Land $264,654 Building $248,510
2025	$6,292.00 (+6.99%) Homeowner's exemption	$503,103 (+4.04%) Land $259,465 Building $243,638
2023	$5,881.00 (-1.87%) Homeowner's exemption	$483,569 Land $249,391 Building $234,178
2022	$5,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Somerset Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures