1341 Somerset Ct, Ramona, CA 92065 Property Records

San Diego County property record for 1341 Somerset Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,037 sqft · built 1999
Lot Size	0.138 acres (5,999 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Dec 2025)
Tax Bill	$7,302 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-390-20-00`

Property Details

APN / Parcel Number

Primary APN	`282-390-20-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,037 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	5,999 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1341 SOMERSET CT
City	RAMONA
State	CA
Zip	92065-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 20 TR 013700
Legal Subdivision	SAN DIEGO #4931-1
Legal Tract	013700
Legal Block	4
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4008
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Dec 16, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Jun 19, 2018	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	2025354071
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000350233
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000062482
Map Reference	MAP 13700
Instrument Date	Feb 9, 2026
Instrument	2026-0062482
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SOMERSET CT, RAMONA, CA 92065-2798

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2025
Property Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000354071
Map Reference	MAP 13700
Instrument Date	Dec 5, 2025
Instrument	2025-0354071
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SOMERSET CT, RAMONA, CA 92065-2798

Mortgage

Document Number	0000354072
Date	Dec 16, 2025
Instrument	2025-0354072

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2020
Property Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000350233
Map Reference	MAP 13700
Instrument Date	Jun 22, 2020
Instrument	2020-0350233
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1341 SOMERSET CT, RAMONA, CA 92065-2798

Mortgage

Document Number	0000350234
Date	Jul 2, 2020
Instrument	2020-0350234

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000399249
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7310 PARKWAY DR #214 LA MESA CA 919421828, 214, LA MESA, CA 91942-1828

Mortgage

Document Number	0000399249
Date	Sep 25, 2018
Instrument	399249

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2018
Property Address	1341 SOMERSET CT, RAMONA, CA 92065-2798
Document Number	0000249325
Instrument Date	Jun 1, 2018
Instrument	249325
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SOMERSET CT RAMONA CA 920652798, RAMONA, CA 92065-2798

Mortgage

Document Number	249326
Date	Jun 19, 2018
Instrument	249326

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,611 (-47.16%) Land $161,307 Building $151,304
2025	$7,302.00 (+6.57%)	$591,665 (+4.04%) Land $177,418 Building $414,247
2023	$6,852.00 (-1.42%)	$568,692 Land $170,530 Building $398,162
2022	$6,951.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Somerset Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures