1370 Apple Valley Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1370 Apple Valley Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,510 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2023)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A974000060`

Property Details

APN / Parcel Number

Primary APN	`A974000060`
Alternative APN	`4-0053-7461-00-0143.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	1,610 sqft
Basement Area	1,547 sqft
Finished Basement	900 sqft
Unfinished Basement	647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	A974000060
Street Address	1370 APPLE VALLEY DR
City	O FALLON
State	MO
Zip	63366-3473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE0
Legal Description	BRYAN VALLEY #2 LOT 143
Legal Subdivision	BRYAN VALLEY #2
Legal Lot Number	143
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3007
Census Tract	311907

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2023	Intrafamily Transfer, Transfer
Dec 23, 2019	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	20237824
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000007823
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024180
Date	Apr 27, 2022
Instrument	2022R-024180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473

Mortgage

Document Number	0000058595
Date	Jul 13, 2021
Instrument	2021R-058595

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2023
Property Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Document Number	0000007824
Map Reference	MB 33 PG 105
Instrument Date	Feb 27, 2023
Instrument	2023R-007824
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 CASS DR, TROY, MO 63379-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473

Mortgage

Document Number	0000007825
Date	Mar 2, 2023
Instrument	2023R-007825

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2023
Property Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Document Number	0000007823
Map Reference	MB 33 PG 105
Instrument Date	Nov 15, 2022
Instrument	2023R-007823
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 23, 2019
Property Address	1370 APPLE VALLEY DR, O FALLON, MO 63366-3473
Document Number	0072031503
Book / Page	007203 / 001503
Instrument Date	Dec 16, 2019
Instrument	736790
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 APPLE VALLEY DR O FALLON MO 633663473, O FALLON, MO 63366-3473

Mortgage

Document Number	72031505
Date	Dec 23, 2019
Book Page	007203/001505
Instrument	736800

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,240 (-)	$332,841 (-) Land $60,000 Building $272,841
2025	$4,321.00	$63,240 (+4.87%)	$332,841 (+4.87%) Land $60,000 Building $272,841
2023		$60,304
2022			$317,391 Land $45,000 Building $272,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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