1353 Apple Valley Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1353 Apple Valley Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,410 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2021)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A964000205`

Property Details

APN / Parcel Number

Primary APN	`A964000205`
Alternative APN	`4-0053-7345-00-0030.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,410 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,560 sqft
Basement Area	1,512 sqft
Finished Basement	850 sqft
Unfinished Basement	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A964000205
Street Address	1353 APPLE VALLEY DR
City	O FALLON
State	MO
Zip	63366-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	BRYAN VALLEY #1 LOT 30
Legal Subdivision	BRYAN VALLEY #1
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3000
Census Tract	311907

Owner

Source: St. Charles County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK
Feb 23, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Sep 17, 2021	Affidavit of Death of Joint Tenant, Transfer SELECT TITLE GROUP
Sep 17, 2021	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202178107
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	0000078105
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2026
Property Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Document Number	0000028968
Instrument Date	Jun 5, 2026
Instrument	202628968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028968,
Date	Jun 22, 2026
Instrument	202628968

Lender

Name	ASSOCIATED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 23, 2022
Property Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Document Number	0000010717
Map Reference	MB 32 PG 340
Instrument Date	Feb 18, 2022
Instrument	2022R-010717
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SAGE CT, FORISTELL, MO 63348-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010718
Date	Feb 23, 2022
Instrument	2022R-010718

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2021
Property Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Document Number	0000078105
Map Reference	MB 32 PG 340
Instrument Date	Sep 15, 2021
Instrument	2021R-078105
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2021
Property Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470
Document Number	0000078107
Map Reference	MB 32 PG 340
Instrument Date	Sep 15, 2021
Instrument	2021R-078107
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 APPLE VALLEY DR, O FALLON, MO 63366-3470

Mortgage

Document Number	0000078108
Date	Sep 17, 2021
Instrument	2021R-078108

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,593 (-)	$329,437 (-) Land $66,000 Building $263,437
2025	$4,277.00	$62,593 (+6.56%)	$329,437 (+6.56%) Land $66,000 Building $263,437
2023		$58,741
2022			$309,162 Land $49,500 Building $259,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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