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137 Willow Grove Dr, Springboro, OH 45066 Property Records

Warren County property record for 137 Willow Grove Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,764 sqft · built 2018
Lot Size0.267 acres (11,631 sqft)
Owner2 Individual Names on File
Last Sale$557,000 (Dec 2023)
Tax Bill$7,119 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN04-03-125-007-0

Property Details

APN / Parcel Number

Primary APN04-03-125-007-0
Alternative APNs
  • 403125007
  • 553059

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,764 sqft Living Area
2nd Floor Area908 sqft
Basement Area932 sqft
Finished Basement932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Lot Area11,631 sqft (0.267 acres)
Garage TypeAttached
Garage Area154 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number553059
Street Address137 WILLOW GROVE DR
CitySPRINGBORO
StateOH
Zip45066-7531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGS 10 LOT# 238
Legal SubdivisionSPRINGS 10
Legal Block125
Legal Lot Number238
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3026
Census Tract30901

Owner

137 Willow Grove Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Warren County records, as of February 20, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Dec 4, 2020Warranty Deed, Transfer · Conventional Mortgage
PREMIA MORTGAGE LLC
Jun 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 4, 2019Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY COMMUNITY BANK
Aug 21, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Aug 21, 2018Loan Modification, Mortgage
ATTORNEY ONLY
Aug 15, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Mar 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 29, 2023 · Amount on File
Deed SaleDec 29, 2023 · Amount on File
Prior SaleDec 4, 2020 · Amount on File
Deed Document Number0000027618
Prior Transfer DateDec 28, 2023
Prior Transfer Doc0000027618
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 28, 2023
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000027618
Map ReferenceMB 91 PG 89-91
Instrument DateDec 20, 2023
Instrument2023-027618
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531

Mortgage

Document Number0000027619
DateDec 28, 2023
Instrument2023-027619
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year T-Bill
Max Rate13%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 4, 2020
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000049115
Map ReferenceMB 91 PG 89-91
Instrument DateJun 12, 2020
Instrument2020-049115
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531

Mortgage

Document Number0000049116
DateDec 4, 2020
Instrument2020-049116
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateJun 22, 2020
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000021677
Instrument DateJun 12, 2020
Instrument21677
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address137 WILLOW GROVE DR SPRINGBORO OH 450667531, SPRINGBORO, OH 45066-7531

January 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWARREN OH
Recording DateJan 4, 2019
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000000364
Map ReferenceMB 91 PG 89-91
Instrument DateDec 12, 2018
Instrument2019-000364
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 20, 2022
Title CompanyHOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 100, 3940, ERLANGER, KY 41018-1025

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address105 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531

Mortgage

Document Number0000000365
DateJan 4, 2019
Instrument2019-000365
Lender
NameVICTORY COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN OH
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000024235
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWARREN OH
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000024236
Instrument DateAug 21, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateAug 15, 2018
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000023257
Instrument DateAug 10, 2018
Instrument23257
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$196.83
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
InvestorPossibly a Property Investor

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateMar 30, 2018
Property Address137 WILLOW GROVE DR, SPRINGBORO, OH 45066-7531
Document Number0000008721
Instrument DateMar 23, 2018
Instrument8721
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$13.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 137 Willow Grove Dr was $7,119.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,119.00$182,763 Land $35,000 Building $147,763$522,180 Land $100,000 Building $422,180
2023$6,038.00 (+11.22%) Homeowner's exemption$141,799 (+9.58%) Land $16,520 Building $125,279
2022$5,429.00 Homeowner's exemption$129,402 Land $16,520 Building $112,882$405,140 (+9.58%) Land $47,200 Building $357,940
2021$369,720 Land $47,200 Building $322,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Willow Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Willow Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		2,000 / 2,000
Point Broadband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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