137 Wildcat Dr, Richmond, KY 40475 Property Records

Madison County property record for 137 Wildcat Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Dec 2020)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0044-0002-0033`

Property Details

APN / Parcel Number

Primary APN	`0044-0002-0033`
Alternative APNs	`128610` `91470` `58283`

Exterior

Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	58283
Street Address	137 WILDCAT DR
City	RICHMOND
State	KY
Zip	40475-8879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS PLACE LOT 33
Legal Subdivision	ADAMS
Legal Lot Number	33
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2025
Census Tract	10802

Owner

137 Wildcat Dr is owner-occupied and held in a trust since December 2020.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Trust Names on File
Mailing Address	137 WILDCAT DR, RICHMOND, KY 40475-8879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Prior Sale	Jul 13, 2007 · Amount on File
Deed Document Number	202014025666
Deed Book / Page	798 / 292
Last Transfer Date	Dec 18, 2020
Transfer Doc	D00799/218
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	137 WILDCAT DR, RICHMOND, KY 40475-8879
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WILDCAT DRIVE, CINCINNATI, OH 45202

Mortgage

Document Number	0M2086/192
Date	Aug 27, 2021
Book Page	M2086/192
Instrument	2014050411

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Mar 25, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Dec 30, 2020
Property Address	137 WILDCAT DR, RICHMOND, KY 40475-8879
Document Number	D00799/218
Book / Page	D00799 / 218
Map Reference	MB 18 PG 147
Instrument Date	Dec 18, 2020
Instrument	2014026831
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	137 WILDCAT DR, RICHMOND, KY 40475-8879

Tax Assessment & Valuation

The 2025 property tax bill for 137 Wildcat Dr was $3,676 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00 Homeowner's exemption	$439,000	$439,000
2023	$3,488.00 Homeowner's exemption	$406,000	$406,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Wildcat Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Wildcat Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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