129 Wildcat Dr, Richmond, KY 40475 Property Records

Madison County property record for 129 Wildcat Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,190 sqft · built 2014
Owner	Individual Name on Record
Last Sale	$320,000 (Jul 2019)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0002-0037`

Property Details

APN / Parcel Number

Primary APN	`0044-0002-0037`
Alternative APNs	`114265` `77367` `43550`

Interior

Stories	1 Story
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	43550
Street Address	129 WILDCAT DR
City	RICHMOND
State	KY
Zip	40475-8879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS PLACE LOT 37
Legal Subdivision	ADAMS
Legal Tract	A
Legal Lot Number	37
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2025
Census Tract	10802

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	129 WILDCAT DR, RICHMOND, KY 40475-8879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2013994950
Deed Book / Page	D00775 / 370
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	129 WILDCAT DR, RICHMOND, KY 40475-8879
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WILDCAT DR, RICHMOND, KY 40475-8879

Mortgage

Document Number	000M2273/1
Date	Dec 6, 2023
Book Page	M2273/1
Instrument	2014180462

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	129 WILDCAT DR, RICHMOND, KY 40475-8879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02007/262
Date	Dec 22, 2020
Book Page	M02007/262
Instrument	2014026382

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 2, 2019
Property Address	129 WILDCAT DR, RICHMOND, KY 40475-8879
Document Number	D00775/370
Book / Page	D00775 / 370
Map Reference	PL 18 PG 147
Instrument Date	Jul 1, 2019
Instrument	2013994950
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 PUNKIN RUN, 144, RICHMOND, KY 40475-7584

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	129 WILDCAT DR, RICHMOND, KY 40475-8879

Mortgage

Document Number	2013994951
Date	Jul 2, 2019
Instrument	2013994951

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 10, 2018
Property Address	129 WILDCAT DR, RICHMOND, KY 40475-8879
Document Number	D00761/582
Book / Page	D00761 / 582
Map Reference	CAB26 SL149
Instrument Date	Jul 6, 2018
Instrument	2013978415
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 HUDSON CT, 808, RICHMOND, KY 40475-2860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WILDCAT DR, BEREA, KY 40403

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,281.00 (+5.7%) Additional exemption filed	$348,000 (+8.75%)	$348,000 (+8.75%)
2023	$3,104.00	$320,000	$320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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