124 W Harney Rd, Esko, MN 55733 Property Records

Carlton County property record for 124 W Harney Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size13.6 acres (594,158 sqft)
OwnerIndividual Name on Record
Tax Bill$4,776 (2026)
Deeds & MortgagesJun 2007 Line of Credit
Flood ZoneZone X (minimal risk)
APN78-020-4025

Property Details

APN / Parcel Number

Primary APN78-020-4025
Alternative APN
  • 26108

Exterior

Lot Area594,158 sqft (13.6 acres)

Location & Zoning

Account Number26108
Street Address124 W HARNEY RD
CityESKO
StateMN
Zip55733-9529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 450 FT OF NE1/4 TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section20
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2019
Census Tract70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 W HARNEY RD, ESKO, MN 55733-9529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address124 W HARNEY RD, ESKO, MN 55733-9529
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberA000410453
DateJun 20, 2007
InstrumentA000410453
Lender
NameNORTHWOODS CREDIT UNION
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 19, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,776.00 (+7.91%) Homeowner's exemption
2025$415,500 (+3.46%) Land $147,100 Building $268,400$415,500 (+3.46%) Land $147,100 Building $268,400
2024$4,426.00 Homeowner's exemption$401,600 (+8.54%) Land $147,100 Building $254,500$401,600 (+8.54%) Land $147,100 Building $254,500
2023$4,426.00 Homeowner's exemption$370,000 (-) Land $137,700 Building $232,300$370,000 (-) Land $137,700 Building $232,300
2022$370,000 Land $137,700 Building $232,300$370,000 Land $137,700 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1985–2012)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Airfiber
Fixed Wireless
100 / 20

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