137 Torrence Ln, Oak Harbor, WA 98277 Property Records

Island County property record for 137 Torrence Ln, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,229 sqft · built 1974
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Jan 2017)
Tax Bill	$4,029 (2026)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23319-347-1840`

Property Details

APN / Parcel Number

Primary APN	`R23319-347-1840`
Alternative APN	`101623`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,229 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Detached
Garage Area	1,728 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	713 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	137 TORRENCE LN
City	OAK HARBOR
State	WA
Zip	98277-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	11 - S/2 S/2 E/2 NW SE NW EX S30 EX W30
Legal Range	2E
Legal Township	33N
Legal Section	19
Legal Subdivision	SHORT PLAT 70-001
Legal Lot Number	D
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1001
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	137 TORRENCE LN, OAK HARBOR, WA 98277-9107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA FCU
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	20174415988
Prior Transfer Date	May 13, 2011
Prior Transfer Doc	0004295428
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	137 TORRENCE LN, OAK HARBOR, WA 98277-9107
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004486342
Date	May 11, 2020
Instrument	4486342

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 27, 2017
Property Address	137 TORRENCE LN, OAK HARBOR, WA 98277-9107
Document Number	0004415988
Map Reference	AF234127
Instrument Date	Jan 27, 2017
Instrument	4415988
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,699.22
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 TORRENCE LN, OAK HARBOR, WA 98277-9107

Mortgage

Document Number	0004415989
Date	Jan 27, 2017
Instrument	4415989

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,029.00 (+19.06%)
2025		$522,162 (+0.18%) Land $200,000 Building $322,162	$522,162 (+0.18%) Land $200,000 Building $322,162
2023	$3,384.00	$521,204 (+14.35%) Land $190,000 Building $331,204	$521,204 (+14.35%) Land $190,000 Building $331,204
2022		$455,809 Land $160,000 Building $295,809	$455,809 Land $160,000 Building $295,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET DEVELOPMENT COMM CLUB private · serves 92 people · EPA ID WA5386075
Water Source	Groundwater
Last State Inspection	May 2022
Lead	49 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jun 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Torrence Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures