137 Simons St, Charleston, SC 29403 Property Records

Charleston County property record for 137 Simons St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,346 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jun 2021)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`463-11-04-069`

Property Details

APN / Parcel Number

Primary APN	`463-11-04-069`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
1st Floor Area	868 sqft
Upper Floors Area	478 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	90 ft deep x 45 ft wide
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	137 SIMONS ST
City	CHARLESTON
State	SC
Zip	29403-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -137 S SIMMONS DESCRIPTION -LT 3 & PT LT 2
Legal Subdivision	137 S SIMMONS
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	5900

Owner

137 Simons St is owned and occupied by two individuals who bought it in June 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 SIMONS ST, CHARLESTON, SC 29403-3648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 4, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Book / Page	1008 / 378
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 29, 2021
Property Address	137 SIMONS ST, CHARLESTON, SC 29403-3648
Document Number	10080378
Book / Page	1008 / 378
Map Reference	MB F PG 237
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 SIMONS ST, CHARLESTON, SC 29403-3648

Mortgage

Document Number	1008379
Date	Jun 29, 2021
Instrument	1008/379

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 4, 2020
Property Address	137 SIMONS ST, CHARLESTON, SC 29403-3648
Document Number	0913/0076
Book / Page	000913 / 000076
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1942 TWICKENHAM PL MOUNT PLEASANT SC 294646242, MOUNT PLEASANT, SC 29464-6242

Tax Assessment & Valuation

The 2025 property tax bill for 137 Simons St was $3,576, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+10.54%)	$718,750 (+2,775%) Land $345,000 Building $373,750	$771,700 Land $362,700 Building $409,000
2024	$3,235.00	$25,000
2022	$3,027.00	$25,000	$625,000 Land $300,000 Building $325,000
2020			$625,000 Land $300,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Simons St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	13 (2015–2024)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Simons St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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