137 Sheaffer Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 137 Sheaffer Rd, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,326 sqft · built 1995
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$242,000 (Jun 2017)
Tax Bill$2,709 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-021145

Property Details

APN / Parcel Number

Primary APN02-021145
Alternative APNs
  • 2021145
  • 021145

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,326 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions271 ft deep x 166 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021145
Street Address137 SHEAFFER RD
CityCHESTERTOWN
StateMD
Zip21620-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-1
Legal DescriptionLOT 25 1.030 ACRES SECTION I THE GROVE
Legal SubdivisionTHE GROVE
Legal Lot Number25
JurisdictionQUEEN ANNE'S MD
Township / Civil Division2, CHURCH HILL
Census Block Group1
Census Block1041
Census Tract810300

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address137 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jun 8, 2017Grant Deed, Transfer
FIRST HM MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2017 · Amount on Record
Deed SaleJun 8, 2017 · Amount on Record
Prior SaleSep 21, 2010 · Amount on Record
Deed Document Number20172710-113
Deed Book / Page2710 / 113
Last Transfer DateAug 19, 2021
Transfer Doc0038360227
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionQUEEN ANNE'S MD
Recording DateSep 17, 2021
Property Address137 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
Document Number0038360227
Book / Page3836 / 227
Map ReferenceRS MWM 273 FO 819
Instrument DateAug 19, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyATG TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address137 SHEAFFER RD, CHESTERTOWN, MD 21620-2040

Mortgage

Document Number0003836232
DateSep 17, 2021
Instrument3836/232
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionQUEEN ANNE'S MD
Recording DateJun 8, 2017
Property Address137 SHEAFFER RD, CHESTERTOWN, MD 21620-2040
Document Number0027100120
Book / Page002710 / 120
Instrument DateJun 5, 2017
Transaction TypeTransfer
Record UpdatedAug 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address137 SHEAFFER RD CHESTERTOWN MD 216202040, CHESTERTOWN, MD 21620-2040

Mortgage

Document Number21700120
DateJun 8, 2017
Book Page002170/000120
Instrument2710
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
AmountAmount Recorded
Term360 Months
DueJun 7, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,467 (+4.33%)$317,800 (+12.98%) Land $120,300 Building $197,500
2025$2,709.00 (+22.25%)$281,300 (+19.55%) Land $90,300 Building $191,000$281,300 (-) Land $90,300 Building $191,000
2023$2,216.00$235,300$281,300 Land $90,300 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA10 of 30
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50

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