125 Santa Rosa Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 125 Santa Rosa Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,250 sqft · built 2006
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Aug 2016)
Tax Bill$18,174 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN016-191-200

Property Details

APN / Parcel Number

Primary APN016-191-200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,250 sqft Living Area
1st Floor Area1,250 sqft
2nd Floor Area1,000 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address125 SANTA ROSA AVE
CityPACIFICA
StateCA
Zip94044-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30000
Legal DescriptionLOTS 9 10 BLOCK 5 SALADA BEACH
Legal SubdivisionSALADA BEACH
Legal TractD
Legal Block5
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group4
Census Block4023
Census Tract603000

Owner

Source: San Mateo County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address125 SANTA ROSA AVE, PACIFICA, CA 94044-2547
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Line of Credit
SAN FRANCISCO FIRE CU
Apr 3, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Apr 8, 2019Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 5, 2016 · Amount on Record
Deed SaleAug 5, 2016 · Amount on Record
Prior SaleJan 22, 2007 · Amount on Record
Deed Document Number201676599
Prior Transfer DateMay 30, 2014
Prior Transfer Doc0000064174
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address125 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 SANTA ROSA AVE, PACIFICA, CA 94044-2547

Mortgage

Document Number0000017439
DateFeb 28, 2022
Instrument2022-017439
Lender
NameSAN FRANCISCO FIRE CU
TypeCredit Union
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address125 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000032179
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address125 SANTA ROSA AVE PACIFICA CA 940442547, PACIFICA, CA 94044-2547

Mortgage

Document Number0000032179
DateApr 9, 2020
Instrument32179
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address125 SANTA ROSA AVE, PACIFICA, CA 94044-2547
Document Number0000026430
Instrument DateApr 8, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address125 SANTA ROSA AVE PACIFICA CA 940442547, PACIFICA, CA 94044-2547

Mortgage

Document Number0000026430
DateApr 12, 2019
Instrument26430
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,361,361 (+2%) Land $887,845 Building $473,516
2025$18,174.00 (+6.79%)$1,334,669 (+4.04%) Land $870,437 Building $464,232
2023$17,019.00 (+3.89%)$1,282,844 Land $836,638 Building $446,206$1,339,650
2022$16,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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