137 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 137 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1957
Lot Size	0.47 acres (20,482 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Feb 2013)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-16-353-015`

Property Details

APN / Parcel Number

Primary APN	`8913-16-353-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,348 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,482 sqft (0.47 acres)
Lot Dimensions	266 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	137 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR WHITNEY ROAD PLAT CASTLE HILL N 77 FT S 279 FT LOT 41 EXC W 10 FT
Legal Range	13W
Legal Township	89N
Legal Section	16
Legal Subdivision	AUDITOR WHITNEY ROAD PLAT
Legal Lot Number	41
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3014
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1230 SHEERER AVE, WATERLOO, IA 50701-3255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 21, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 20, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2013 · Amount on Record
Deed Sale	Feb 6, 2013 · Amount on Record
Deed Document Number	201316463
Last Transfer Date	Feb 10, 2025
Transfer Doc	0202502348
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	137 S HACKETT RD, WATERLOO, IA 50701-1149
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 S HACKETT RD, WATERLOO, IA 50701-1149

Mortgage

Document Number	0202601490
Date	Feb 4, 2026
Instrument	2026-01490

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	137 S HACKETT RD, WATERLOO, IA 50701-1149
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015273
Date	Mar 21, 2018
Instrument	201800015273

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Jan 1, 2028

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	137 S HACKETT RD, WATERLOO, IA 50701-1149
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 S HACKETT RD, WATERLOO, IA 50701-1149

Mortgage

Document Number	202200016043
Date	Feb 7, 2022
Instrument	202200016043

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 8, 2042

February 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 20, 2025
Property Address	137 S HACKETT RD, WATERLOO, IA 50701-1149
Document Number	0202502347
Instrument Date	Feb 10, 2025
Instrument	2025-02347
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 SHEERER AVE, WATERLOO, IA 50701-3255

Mortgage

Document Number	0202502348
Date	Feb 20, 2025
Instrument	2025-02348

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+3.71%)	$208,050 (+10.27%) Land $31,800 Building $176,250	$208,050 (+10.27%) Land $31,800 Building $176,250
2024	$4,094.00 (+15.91%)
2023		$188,680 (+17.35%) Land $31,800 Building $156,880	$188,680 (+17.35%) Land $31,800 Building $156,880
2022	$3,532.00	$160,780 Land $31,800 Building $128,980
2021			$160,780 Land $31,800 Building $128,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink.

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