128 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 128 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,369 sqft · built 1949
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2021)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Mar 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-17-478-009`

Property Details

APN / Parcel Number

Primary APN	`8913-17-478-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,014 sqft
Attic	Attic
Attic Area	355 sqft
Basement Area	1,014 sqft
Finished Basement	425 sqft
Unfinished Basement	1,014 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	96 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	128 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOBDELLS ADD TO CASTLE HILL LOT 19
Legal Range	13W
Legal Township	89N
Legal Section	17
Legal Subdivision	LOBDELLS ADD TO CASTLE HILL
Legal Lot Number	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2030
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 S HACKETT RD, WATERLOO, IA 50701-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 17, 2005	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF CEDAR FALLS
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
May 2, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage JOHN DEERE COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20213215
Record Updated	Oct 29, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	128 S HACKETT RD, WATERLOO, IA 50701-1150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013003129
Date	Aug 14, 2012
Instrument	2013003129

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2027

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	128 S HACKETT RD, WATERLOO, IA 50701-1150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005021279
Date	Mar 17, 2005
Instrument	2005021279

Lender

Name	THE FIRST NATIONAL BANK OF CEDAR FALLS
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Sep 10, 2005

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 12, 2020
Property Address	128 S HACKETT RD, WATERLOO, IA 50701-1150
Document Number	202100003215
Instrument Date	Aug 7, 2020
Instrument	202100003215
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S HACKETT RD, WATERLOO, IA 50701-1150

Mortgage

Document Number	202100003216
Date	Aug 12, 2020
Instrument	202100003216

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	May 2, 2005
Property Address	128 S HACKETT RD, WATERLOO, IA 50701-1150
Document Number	2005025288
Instrument Date	Apr 28, 2005
Instrument	2005025288
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 S HACKETT RD, WATERLOO, IA 50701-1150

Mortgage

Document Number	2005025289
Date	May 2, 2005
Instrument	2005025289

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2035

Mortgage

Document Number	2005025290
Date	May 2, 2005
Instrument	2005025290

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 1, 2012

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+3.32%)	$194,890 (+9.83%) Land $23,310 Building $171,580	$194,890 (+9.83%) Land $23,310 Building $171,580
2024	$3,850.00 (+20.01%)
2023		$177,440 (+21.49%) Land $23,310 Building $154,130	$177,440 (+21.49%) Land $23,310 Building $154,130
2022	$3,208.00	$146,050 Land $23,310 Building $122,740
2021			$146,050 Land $23,310 Building $122,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink.

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