137 Ritchie Rd, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 137 Ritchie Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1977
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,500 (Mar 1996)
Tax Bill	$5,236 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352800 300.00-02-02.12`

Property Details

APN / Parcel Number

Primary APN	`352800 300.00-02-02.12`
Alternative APN	`280030000000020021200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	912 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Canopy	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	137 RITCHIE RD
City	FULTON
State	NY
Zip	13069-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 096-013-000
Legal Block	2
Legal Lot Number	2.120
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1053
Census Tract	21203

Owner

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 RITCHIE RD, FULTON, NY 13069-4764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Nov 13, 2020	Deed of Trust, Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 1996 · Amount on Record
Deed Sale	Mar 29, 1996 · Amount on Record
Deed Book / Page	1317 / 15
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	137 RITCHIE RD, FULTON, NY 13069-4764
Transaction Type	Mortgage
Record Updated	Feb 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 RITCHIE RD, FULTON, NY 13069-4764

Mortgage

Document Number	0000000606
Date	Jan 20, 2023
Instrument	R-2023-000606

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	137 RITCHIE RD, FULTON, NY 13069-4764
Document Number	0000012264
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 RITCHIE RD FULTON NY 130694764, FULTON, NY 13069-4764

Mortgage

Document Number	0000012264
Date	Dec 11, 2020
Instrument	12264

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,236.00 (+0.87%) Homeowner's exemption
2025	$5,191.00	$130,000 (-) Land $13,900 Building $116,100	$216,667 (+18.33%) Land $23,167 Building $193,500
2023		$130,000 Land $13,900 Building $116,100	$183,099 Land $19,578 Building $163,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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