125 Ritchie Rd, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 125 Ritchie Rd, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1976
Lot Size	0.964 acres (42,000 sqft)
Owner	Individual Name on File
Last Sale	$91,478 (Feb 2017)
Tax Bill	$3,665 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352800 300.00-02-02.112`

Property Details

APN / Parcel Number

Primary APN	`352800 300.00-02-02.112`
Alternative APN	`280030000000020021120000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	42,000 sqft (0.964 acres)
Lot Dimensions	300 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	236 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	125 RITCHIE RD
City	FULTON
State	NY
Zip	13069-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 030-015-000
Legal Block	2
Legal Lot Number	2.112
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1053
Census Tract	21203

Owner

125 Ritchie Rd is owned and occupied by an individual who bought it in February 2017.

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	125 RITCHIE RD, FULTON, NY 13069-4764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Feb 23, 2017	Warranty Deed, Transfer · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on File
Deed Sale	Feb 23, 2017 · Amount on File
Deed Document Number	20171741
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	125 RITCHIE RD, FULTON, NY 13069-4764
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RITCHIE RD, FULTON, NY 13069-4764

Mortgage

Document Number	0000003611
Date	Apr 12, 2022
Instrument	R-2022-003611

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 23, 2017
Property Address	125 RITCHIE RD, FULTON, NY 13069-4764
Document Number	0000001741
Instrument Date	Jan 11, 2017
Instrument	1741
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 ROWLEE RD FULTON NY 130694228, FULTON, NY 13069-4228

Mortgage

Document Number	1742
Date	Feb 23, 2017
Instrument	1742

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	DANVILLE, IL 61834

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 125 Ritchie Rd was $3,665, up 0.9% from the year before.

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,665.00 (+0.88%)
2025	$3,633.00	$91,000 Land $13,300 Building $77,700	$151,667 Land $22,167 Building $129,500
2023		$91,000 Land $13,300 Building $77,700	$128,169 Land $18,732 Building $109,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Ritchie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Ritchie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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