Panola County property record for 137 Phil Ln, Sardis, MS 38666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,902 sqft · built 1995 |
| Lot Size | 0.416 acres (18,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,292 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2126C0005400 0003600 |
| Primary APN | 2126C0005400 0003600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,902 sqft Adjusted Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,125 sqft (0.416 acres) |
| Lot Dimensions | 145 ft deep x 125 ft wide |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 224 sqft |
| Street Address | 137 PHIL LN |
|---|---|
| City | SARDIS |
| State | MS |
| Zip | 38666-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 (125X145) - SARDIS VIEW S/D SEC A PB 3/32 DB R8/364 |
| Legal Subdivision | SARDIS VIEW S/D |
| Legal Lot Number | 45 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950302 |
Source: Panola County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 PHIL LN, SARDIS, MS 38666-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2017 |
| Deed Sale | May 12, 2017 |
| Deed Document Number | 0020171474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA MS |
| Property Address | 137 PHIL LN, SARDIS, MS 38666-5467 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002017/0000005045 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 0000002017/0000005045 |
| Name | MECHANICS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 164 Months |
| Due | Jan 1, 2031 |
Source: Panola County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Unified School District | South Panola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,292.00 (+41.98%) | $12,632 (+38.24%) Land $1,320 Building $11,312 | $126,315 (+38.24%) Land $13,200 Building $113,115 |
| 2023 | $910.00 | $9,138 Land $1,320 Building $7,818 | $91,377 Land $13,200 Building $78,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOTOPHIA WATER ASSOCIATION public/private · serves 2,086 people · EPA ID MS0540009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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