Panola County property record for 109 Phil Ln, Sardis, MS 38666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,867 sqft · built 1979 |
| Lot Size | 0.462 acres (20,145 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,128 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2126C0005400 0003700 |
| Primary APN | 2126C0005400 0003700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,867 sqft Adjusted Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,145 sqft (0.462 acres) |
| Lot Dimensions | 134 ft deep x 150 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Street Address | 109 PHIL LN |
|---|---|
| City | SARDIS |
| State | MS |
| Zip | 38666-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 (150X134.3) - SARDIS VIEW S/D SEC A PB 3/32 DB N7/130 |
| Legal Subdivision | SARDIS VIEW S/D |
| Legal Lot Number | 46 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950302 |
109 Phil Ln is owned and occupied by an individual who acquired it in February 2022.
Source: Panola County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PHIL LN, SARDIS, MS 38666-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2022 |
| Deed Sale | Feb 11, 2022 |
| Deed Document Number | 0002022569 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 109 Phil Ln was $1,128.
Source: Panola County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Unified School District | South Panola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 | $11,333 Land $1,320 Building $10,013 | $113,328 Land $13,200 Building $100,128 |
| 2023 | $827.00 | $8,513 Land $1,320 Building $7,193 | $85,128 Land $13,200 Building $71,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Phil Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Phil Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOTOPHIA WATER ASSOCIATION public/private · serves 2,086 people · EPA ID MS0540009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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