Pontotoc County property record for 137 Oak Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,882 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173B-33-05-001.06 |
| Primary APN | 173B-33-05-001.06 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,882 sqft Living Area |
| 2nd Floor Area | 551 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Deck Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 14454 |
|---|---|
| Street Address | 137 OAK DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 OAKS SD NW1/4 DB 530-28 12/91 DB 590-434,436 5/94 DB 631-470 12/95 DB 683-372 12/30/97 20182497 7/2/18 20212341 6/3/21 |
| Legal Lot Number | 6 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950300 |
137 Oak Dr is owned and occupied by two individuals.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 VETERANS HWY E, PONTOTOC, MS 38863-6167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage FIRST AMERICAN NATIONAL BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage FIRST AMERICAN NATIONAL BANK |
| Jul 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE LENDERS OF AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 137 OAK DR, PONTOTOC, MS 38863-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2604 VETERANS HWY E, PONTOTOC, MS 38863-6167 |
| Document Number | 2021005013 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021005013 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Oct 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 137 OAK DR, PONTOTOC, MS 38863-1527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2604 VETERANS HWY E, PONTOTOC, MS 38863-6167 |
| Document Number | 2021004593 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021004593 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Oct 28, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 137 OAK DR, PONTOTOC, MS 38863-1527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 68 E MARION ST, PONTOTOC, MS 38863-2917 |
| Document Number | 2018002498 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018002498 |
| Name | MORTGAGE LENDERS OF AMERICA LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 137 Oak Dr was $2,938 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,938.00 Homeowner's exemption | $22,126 | $218,901 Land $20,500 Building $198,401 |
| 2023 | $2,821.00 Homeowner's exemption | $22,126 | $218,901 Land $20,500 Building $198,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Oak Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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