Pontotoc County property record for 116 Oak Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,407 sqft · built 1996 |
| Owner | Individual Name on File |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173B-33-05-001.07 |
| Primary APN | 173B-33-05-001.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,407 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 14455 |
|---|---|
| Street Address | 116 OAK DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1 OAKS SD NW1/4 DB 541-534 7/92 637-560 3/96 20032642 5/19/03 20085690 11/20/08 |
| Legal Lot Number | 1 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950300 |
116 Oak Dr is owned and occupied by an individual who acquired it in August 2016.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 116 OAK DR, PONTOTOC, MS 38863-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 |
| Deed Sale | Aug 1, 2016 |
| Deed Document Number | 2016003465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 116 OAK DR, PONTOTOC, MS 38863-1553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 116 OAK DR, PONTOTOC, MS 38863-1553 |
| Document Number | 2025003434 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025003434 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 116 OAK DR, PONTOTOC, MS 38863-1553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 116 OAK DR, PONTOTOC, MS 38863-1553 |
| Document Number | 2021001825 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021001825 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 116 Oak Dr was $3,773 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,773.00 Homeowner's exemption | $28,412 | $282,464 Land $19,500 Building $262,964 |
| 2023 | $3,623.00 Homeowner's exemption | $28,412 | $282,464 Land $19,500 Building $262,964 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Oak Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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