137 Normandy Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 137 Normandy Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 2010
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Sep 2021)
Tax Bill	$6,044 (2024)
Deeds & Mortgages	Oct 2021 Re-recorded Document Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00489136-018000`

Property Details

APN / Parcel Number

Primary APN	`00489136-018000`
Alternative APNs	`26623800489136018000` `1603899`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	978 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	189 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	626 sqft
Patio Area	264 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1603899
Old Parcel Number	26623800489136018000
Street Address	137 NORMANDY DR
City	TAVERNIER
State	FL
Zip	33070-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LT 34 BLUE WATER TRAILER VILLAGE SECTION 4 KEY LARGO PB6-100 OR581-966 OR837-504 OR837-506 OR1341-863 OR1341-864
Legal Range	38E
Legal Township	62S
Legal Section	26
Legal Subdivision	BLUE WATERS TR VILLAGE SEC 4
Legal Block	4
Legal Lot Number	34
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Re-recorded Document TITLE PARTNERS/SO FL INC, TITLE PARTNERS OF FL INC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK CORPORATION
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARLOS A & ELSA C MARTIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 1, 2003 · Amount on Record
Deed Document Number	2342014
Deed Book / Page	3128 / 1912
Record Updated	Jun 8, 2026

October 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONROE FL
Recording Date	Oct 13, 2021
Property Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0031311063
Book / Page	3131 / 1063
Map Reference	MB 6 PG 100
Instrument Date	Sep 21, 2021
Instrument	2343923
Record Updated	Nov 2, 2021
Title Company	TITLE PARTNERS/SO FL INC, TITLE PARTNERS OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 407, TAVERNIER, FL 33070-0407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 29, 2021
Property Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0031281912
Book / Page	3128 / 1912
Map Reference	MB 6 PG 100
Instrument Date	Sep 21, 2021
Instrument	2342014
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	TITLE PARTNERS OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 407, TAVERNIER, FL 33070-0407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734

Mortgage

Document Number	31281914
Date	Sep 29, 2021
Instrument	3128/1914

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028910823
Date	Feb 9, 2018
Book Page	2891/0823
Instrument	2154788

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0028491404
Book / Page	002849 / 001404
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	253 NORMANDY DR TAVERNIER FL 330702736, TAVERNIER, FL 33070-2736

Mortgage

Document Number	0028491404
Date	Apr 18, 2017
Book Page	002849/001404
Instrument	2119082

Lender

Name	CARLOS A & ELSA C MARTIN
Address	7302 SW 21ST ST, MIAMI, FL 33155-1409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 17, 2020

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$631,222 (+1.96%) Land $252,000 Building $379,222	$631,222 (+1.96%) Land $252,000 Building $379,222
2024	$6,044.00 (+7.7%)
2023	$5,612.00 (+11.28%)	$619,083 (+18.9%) Land $265,500 Building $353,583	$619,083 (+18.9%) Land $265,500 Building $353,583
2022	$5,043.00	$520,695 Land $207,000 Building $313,695	$520,695 Land $207,000 Building $313,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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