129 Normandy Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 129 Normandy Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1979
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (May 2020)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Jun 2021 Transfer May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00489136-018200`

Property Details

APN / Parcel Number

Primary APN	`00489136-018200`
Alternative APNs	`26623800489136018200` `1603911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
View / Lot	Canal
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1603911
Street Address	129 NORMANDY DR
City	TAVERNIER
State	FL
Zip	33070-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 4 LT 36 BLUE WATER TRAILER VILLAGE SECTION 4 PB6-100 KEY LARGO OR581-966 OR877-1527 OR1057-1770 OR1108-157 OR1440-188 OR1675-876 OR2102-1816 OR2113-956 OR2644-2170 OR3023-0096 OR3103-1252
Legal Range	38E
Legal Township	62S
Legal Section	26
Legal Subdivision	BLUE WATERS TR VILLAGE SEC 4
Legal Block	4
Legal Lot Number	36
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

Source: Monroe County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	20202266541
Deed Book / Page	3023 / 96
Last Transfer Date	May 27, 2021
Transfer Doc	0031031252
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2021
Property Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0031031252
Book / Page	3103 / 1252
Map Reference	MB 6 PG 100
Instrument Date	May 27, 2021
Instrument	2323803
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 HISPANOLA RD, 202, TAVERNIER, FL 33070-2945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2020
Property Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0030230096
Book / Page	3023 / 96
Map Reference	MB 6 PG 100
Instrument Date	May 18, 2020
Instrument	2266541
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 NE 2ND AVE, 462, CAPE CORAL, FL 33909-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734

Mortgage

Document Number	302397
Date	May 19, 2020
Instrument	3023/97

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0029911289
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WERMANDY DR TAVERNIER FL 33070, TAVERNIER, FL 33070

Mortgage

Document Number	0029911289
Date	Oct 28, 2019
Book Page	002991/001289
Instrument	2242167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	129 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0028681081
Book / Page	002868 / 001081
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 NORMANDY DR TAVERNIER FL 330702734, TAVERNIER, FL 33070-2734

Mortgage

Document Number	0028681081
Date	Aug 9, 2017
Book Page	002868/001081
Instrument	2134561

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+7.51%)	$474,401 (-0.77%) Land $252,000 Building $222,401	$474,401 (-0.77%) Land $252,000 Building $222,401
2024	$4,197.00 (+6.77%)
2023	$3,931.00 (+11.3%)	$478,076 (+2%) Land $265,500 Building $212,576	$478,076 (+2%) Land $265,500 Building $212,576
2022	$3,532.00	$398,384 Land $207,000 Building $191,384	$398,384 Land $207,000 Building $191,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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