137 Neely Trl, Gainesville, TX 76240 Property Records

Cooke County property record for 137 Neely Trl, Gainesville, TX 76240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,904 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$291,236 (May 2026)
Tax Bill	$2,584 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0578-005-00000-MHL`

Property Details

APN / Parcel Number

Primary APN	`0578-005-00000-MHL`
Alternative APN	`24698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,904 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Siding
Foundation Type	Block
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	204 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0578-005-00000-MHL
Street Address	137 NEELY TRL
City	GAINESVILLE
State	TX
Zip	76240-8414
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LAW JW 0578 ACRES 5.0 LABEL# HWC0231185 CANCELLED TO REAL SN1 CWC002510TXA TITLE # 01249236
Legal Subdivision	LAW JW
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2025
Census Tract	702

Owner

137 Neely Trl, a mobile home, is owned and occupied by two individuals who bought it in May 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage TEXAS BANK
Apr 5, 2023	Deed of Trust, Mortgage · ARM AMERICAN NATIONAL BANK & TRUST
Sep 26, 2018	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	20263225
Deed Book / Page	2780 / 603
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	0000016842
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	May 4, 2026
Property Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414
Document Number	0000003225
Book / Page	2780 / 603
Instrument Date	May 1, 2026
Instrument	2026.3225
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	RED RIVER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414

Mortgage

Document Number	0000003226,
Date	May 4, 2026
Book Page	2780/608
Instrument	2026.3226

Lender

Name	TEXAS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1627, IONE, CA 95640-1627

Mortgage

Document Number	002571/598
Date	Apr 5, 2023
Book Page	2571/598
Instrument	2023-2179

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 26, 2018
Property Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414
Document Number	2218/669
Book / Page	2218 / 669
Map Reference	VOL 1587 PG 777
Instrument Date	Sep 26, 2018
Instrument	2018-86465
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 NEELY TRL, GAINESVILLE, TX 76240-8414

Mortgage

Document Number	201886466
Date	Sep 26, 2018
Instrument	2018-86466

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 137 Neely Trl was $2,584.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Valley View Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,584.00	$177,106 (-0.01%)	$376,914 (-) Land $265,000 Building $111,914
2025	$2,584.00 (+1.33%)	$177,120 Land $65,206 Building $111,914	$376,914 Land $265,000 Building $111,914
2024	$2,550.00
2023		$134,733 Land $43,240 Building $91,493	$266,493 Land $175,000 Building $91,493
2022	$2,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Neely Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Neely Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband, T-Mobile, Verizon.

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