Lorain County property record for 137 Lafayette St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,636 sqft · built 1943 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2026) |
| Tax Bill | $1,695 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-037-106-004 |
| Primary APN | 06-25-037-106-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Upper Floors Area | 766 sqft |
| Basement Area | 957 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 137 LAFAYETTE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H W INGERSOLLS ALLOT 2 53 X 130 |
| Legal Subdivision | H W INGERSOLLS ALLOT 2 |
| Legal Tract | 25 |
| Legal Block | 106 |
| Legal Lot Number | 54-56 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70600 |
Source: Lorain County records · APN 06-25-037-106-004
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5332 PIN OAK CIR, SHEFFIELD VILLAGE, OH 44035 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 23, 2026 | Executor's Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Apr 19, 2024 | Intrafamily Transfer, Transfer |
| Mar 25, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Deed Document Number | 202693067 |
| Prior Transfer Date | Apr 16, 2024 |
| Prior Transfer Doc | 0000010498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 23, 2026 |
| Property Address | 137 LAFAYETTE ST, ELYRIA, OH 44035-3922 |
| Document Number | 0000093067 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.93067 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000093068, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026..93068 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 19, 2024 |
| Property Address | 137 LAFAYETTE ST, ELYRIA, OH 44035-3922 |
| Document Number | 0000010498 |
| Map Reference | VOL 13 PG 11 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 2024-0010498 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 LAFAYETTE ST, ELYRIA, OH 44035-3922 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 25, 2024 |
| Property Address | 137 LAFAYETTE ST, ELYRIA, OH 44035-3922 |
| Document Number | 0000007804 |
| Map Reference | VOL 13 PG 11 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 2024-0007804 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 LAFAYETTE ST, ELYRIA, OH 44035-3922 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695.00 (-38.45%) | $56,810 (%) Land $12,240 Building $44,570 | $162,320 (-) Land $34,970 Building $127,350 |
| 2024 | $2,754.00 (+62.67%) | $56,812 (+41.14%) Land $12,240 Building $44,573 | $162,320 (+41.15%) Land $34,970 Building $127,350 |
| 2023 | $1,693.00 (-0.99%) | $40,251 (-0.02%) Land $8,705 Building $31,546 | $115,000 (-) Land $24,870 Building $90,130 |
| 2022 | $1,710.00 | $40,260 Land $8,710 Building $31,550 | |
| 2021 | $115,000 Land $24,870 Building $90,130 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 487 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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