Lorain County property record for 132 Lafayette St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,079 sqft · built 1943 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Dec 2018) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-037-105-008 |
| Primary APN | 06-25-037-105-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 143 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 132 LAFAYETTE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INGERSOLL 51 X 143 |
| Legal Subdivision | INGERSOLL |
| Legal Tract | 25 |
| Legal Block | 105 |
| Legal Lot Number | 78 79 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 70600 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 132 LAFAYETTE ST, ELYRIA, OH 44035-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 18, 2018 | Grant Deed, Transfer · FHA Mortgage HOWARD HANNA MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Deed Document Number | 2018698672 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 0000859128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 18, 2022 |
| Property Address | 132 LAFAYETTE ST, ELYRIA, OH 44035-3923 |
| Document Number | 0000859128 |
| Map Reference | VOL 13 PG 11 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2022-0859128 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 LAFAYETTE ST, ELYRIA, OH 44035-3923 |
| Document Number | 0000859129 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0859129 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 18, 2018 |
| Property Address | 132 LAFAYETTE ST, ELYRIA, OH 44035-3923 |
| Document Number | 0000698672 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 698672 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 LAFAYETTE ST ELYRIA OH 440353923, ELYRIA, OH 44035-3923 |
| Document Number | 698673 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 698673 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MAYFIELD HEIGHTS, OH 44124 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 (-0.48%) Homeowner's exemption | $43,900 (+0.01%) Land $12,580 Building $31,320 | $125,420 (-) Land $35,930 Building $89,490 |
| 2024 | $2,077.00 (+21.04%) | $43,897 (+39.43%) Land $12,576 Building $31,322 | $125,420 (+39.43%) Land $35,930 Building $89,490 |
| 2023 | $1,716.00 (+0.41%) | $31,483 (-0.02%) Land $8,946 Building $22,537 | $89,950 (-) Land $25,560 Building $64,390 |
| 2022 | $1,709.00 | $31,490 Land $8,950 Building $22,540 | |
| 2021 | $89,950 Land $25,560 Building $64,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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