137 Harris Heights Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 137 Harris Heights Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1964
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2020)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0880-19-60-0395`

Property Details

APN / Parcel Number

Primary APN	`0880-19-60-0395`
Alternative APN	`555782908`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1964
Construction Type	Wood
Lot Area	18,295 sqft (0.419 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555782908
Street Address	137 HARRIS HEIGHTS RD
City	SPRUCE PINE
State	NC
Zip	28777-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1153 & 1244
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2007
Census Tract	950400

Owner

Source: Mitchell County records · APN 0880-19-60-0395

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 08, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Aug 15, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2020 · Amount on Record
Deed Sale	May 08, 2020 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	2020000723
Deed Book / Page	613 / 312
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	635/588
Date	Nov 03, 2021
Book Page	635/588
Instrument	2021002532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	May 08, 2020
Property Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129
Document Number	613/312
Book / Page	613 / 312
Instrument Date	May 01, 2020
Instrument	2020000723
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7384 US 19E, 7384, SPRUCE PINE, NC 28777-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129

Mortgage

Document Number	2020000724
Date	May 08, 2020
Instrument	2020000724

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 15, 2017
Property Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129
Document Number	582/825
Book / Page	582 / 825
Instrument Date	Aug 10, 2017
Instrument	2017001500
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129

Mortgage

Document Number	582/827
Date	Aug 15, 2017
Book Page	582/827
Instrument	2017001501

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,457.00	$260,300 (-) Land $23,000 Building $237,300
2023	$1,457.00	$260,300 Land $23,000 Building $237,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Zito West Holding	Fiber	1,000 / 1,000

May also be available at this address: Zito West Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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