Mitchell County property record for 111 Harris Heights Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Aug 2021) |
| Tax Bill | $1,859 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-19-60-0860 |
| Primary APN | 0880-19-60-0860 |
|---|---|
| Alternative APN |
|
| Lot Area | 33,977 sqft (0.78 acres) |
|---|
| Account Number | 555783743 |
|---|---|
| Street Address | 111 HARRIS HEIGHTS RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:092 CITY/MUNI/TWP:TOWN OF SPRUCE PINE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-19-60-0860
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| May 01, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 01, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 2021001772 |
| Deed Book / Page | 631 / 502 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000582/243 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 582/243 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000601/422 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 601/422 |
| Instrument | 2019000745 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 16, 2021 |
| Property Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Document Number | 000631/502 |
| Book / Page | 631 / 502 |
| Instrument Date | Aug 14, 2021 |
| Instrument | 2021001772 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Document Number | 2021001773 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021001773 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 01, 2018 |
| Property Address | 111 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777-3129 |
| Document Number | 000593/505 |
| Book / Page | 593 / 505 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018001299 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HARRIS HEIGHTS RD, 111, SPRUCE PINE, NC 28777-3129 |
| Name | Verified Name |
|---|---|
| Address | 84 HARRIS HEIGHTS RD, SPRUCE PINE, NC 28777 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,859.00 | $332,100 (-) Land $23,600 Building $308,500 |
| 2023 | $1,859.00 | $332,100 Land $23,600 Building $308,500 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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