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137 Front St, Apt 102, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 137 Front St, Apt 102, Schenectady, NY 12305

Property Summary

Property TypeTownhouse
Details1 bd · 1.5 ba · 1,401 sqft · built 1980
Lot Size0.01 acres (436 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2019)
Tax Bill$4,496 (2026)
Deeds & MortgagesOct 2019 Sale
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.55-2-102

Property Details

APN / Parcel Number

Primary APN421500 39.55-2-102
Alternative APN
  • 150003905500021020000000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Units33 Units
Stories1 Story
Building Area1,401 sqft Living Area
1st Floor Area1,401 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialBrick
Foundation TypeRaised
Lot Area436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address137 FRONT ST, 102
CitySCHENECTADY
StateNY
Zip12305-1322
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number102.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

137 Front St, Apt 102 is owned and occupied by two individuals who bought it in October 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address137 FRONT ST, 102, SCHENECTADY, NY 12305-1322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2019Grant Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2019 · Amount on File
Deed SaleOct 8, 2019 · Amount on File
Prior SaleDec 22, 2017 · Amount on File
Deed Document Number201945283
Deed Book / Page2021 / 470
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 8, 2019
Property Address137 FRONT ST APT 102, 102, SCHENECTADY, NY 12305-1322
Document Number0000045283
Book / Page002021 / 000470
Instrument DateSep 25, 2019
Instrument45283
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4813 ROUTE 9G RED HOOK NY 125713208, RED HOOK, NY 12571-3208

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 22, 2017
Property Address137 FRONT ST APT 102, 102, SCHENECTADY, NY 12305-1322
Document Number0000057794
Book / Page001978 / 000103
Instrument DateDec 20, 2017
Instrument57794
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$720.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address113 UNION ST SCHENECTADY NY 123051701, SCHENECTADY, NY 12305-1701

Tax Assessment & Valuation

The 2026 property tax bill for 137 Front St, Apt 102 was $4,496, down 6.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,496.00 (-6.39%)
2025$4,803.00$109,000 Land $16,400 Building $92,600$180,493 Land $27,157 Building $153,336
2023$109,000 (-) Land $16,400 Building $92,600$137,975 (+3.8%) Land $20,760 Building $117,215
2022$109,000 Land $16,400 Building $92,600$132,927 Land $20,000 Building $112,927
2021$4,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Front St, Apt 102 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Front St, Apt 102 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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