137 Front St, Apt 101, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 137 Front St, Apt 101, Schenectady, NY 12305

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,636 sqft · built 1980
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2022)
Tax Bill	$5,397 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.55-2-101`

Property Details

APN / Parcel Number

Primary APN	`421500 39.55-2-101`
Alternative APN	`150003905500021010000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	33 Units
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 FRONT ST, 101
City	SCHENECTADY
State	NY
Zip	12305-1322
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	03 - MULTI
Legal Description	3 CONDO
Legal Block	2
Legal Lot Number	101.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

137 Front St, Apt 101 is owned and occupied by two individuals who bought it in February 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 FRONT ST, 101, SCHENECTADY, NY 12305-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jan 19, 2011 · Amount on File
Deed Document Number	20229962
Deed Book / Page	2079 / 341
Record Updated	Oct 29, 2026

February 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2022
Property Address	137 FRONT ST APT 101, 101, SCHENECTADY, NY 12305-1322
Document Number	0000009962
Book / Page	2079 / 341
Map Reference	LB 1219 PG 200
Instrument Date	Feb 17, 2022
Instrument	202209962
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 FRONT ST APT 101, 137, SCHENECTADY, NY 12305-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SOCHA LN, GLENVILLE, NY 12302-3818

Mortgage

Document Number	0000009963
Date	Feb 24, 2022
Instrument	202209963

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 137 Front St, Apt 101 was $5,397, down 5.3% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,397.00 (-5.28%)
2025	$5,698.00	$127,200 Land $19,100 Building $108,100	$210,631 Land $31,628 Building $179,003
2023		$127,200 (-) Land $19,100 Building $108,100	$161,013 (+3.8%) Land $24,177 Building $136,836
2022		$127,200 Land $19,100 Building $108,100	$155,122 Land $23,293 Building $131,829
2021	$3,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Front St, Apt 101 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Front St, Apt 101 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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