137 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 137 E Palmer Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,450 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jun 2024)
Tax Bill	$6,099 (2026)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 59.16-4-59`

Property Details

APN / Parcel Number

Primary APN	`422800 59.16-4-59`
Alternative APN	`280005901600040590000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	155 ft deep x 69 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	196 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	137 E PALMER AVE
City	SCHENECTADY
State	NY
Zip	12303-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MAP 1 BEN VALENTINE MANOR
Legal Block	4
Legal Lot Number	59.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1014
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	137 E PALMER AVE, SCHENECTADY, NY 12303-2537
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Deed Document Number	202434095
Deed Book / Page	2132 / 196
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000017639
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 5, 2024
Property Address	137 E PALMER AVE, SCHENECTADY, NY 12303-2537
Document Number	0000034095
Book / Page	2132 / 196
Instrument Date	May 16, 2024
Instrument	202434095
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 POPLAR HILL RD, BINGHAMTON, NY 13901-6031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HARVARD ST, SCHENECTADY, NY 12304-3109

Mortgage

Document Number	0000034096
Date	Jun 5, 2024
Book Page	5377/844
Instrument	202434096

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 19, 2020
Property Address	137 E PALMER AVE, SCHENECTADY, NY 12303-2537
Document Number	0000017639
Book / Page	002036 / 000707
Instrument Date	Feb 24, 2020
Instrument	17639
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	185 POPLAR HILL RD BINGHAMTON NY 139016031, BINGHAMTON, NY 13901-6031

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,099.00 (+1.7%)
2025	$5,997.00	$163,400 (-) Land $11,300 Building $152,100	$251,400 (+16.93%) Land $17,386 Building $234,014
2023		$163,400 Land $11,300 Building $152,100	$215,000 Land $14,868 Building $200,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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