136 E Palmer Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 136 E Palmer Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,614 sqft · built 1968
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2025)
Tax Bill	$6,122 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.16-6-25`

Property Details

APN / Parcel Number

Primary APN	`422800 59.16-6-25`
Alternative APN	`280005901600060250000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	150 sqft
Carport	Carport
Carport Area	150 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	136 E PALMER AVE
City	SCHENECTADY
State	NY
Zip	12303-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,BKF,OG-L VALENTINE MNR-PTS64,25 5.-401-12
Legal Subdivision	MAP 1 BENJAMIN VALENTINE MANOR
Legal Block	6
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1012
Census Tract	32901

Owner

136 E Palmer Ave is owned by two individuals who bought it in March 2025.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2040 CARELEON RD, SCHENECTADY, NY 12303-3080
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Nov 6, 2023	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Nov 6, 2023 · Amount on File
Deed Document Number	20255327
Record Updated	Oct 29, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2025
Property Address	136 E PALMER AVE, SCHENECTADY, NY 12303-2511
Document Number	0000005327
Instrument Date	Mar 6, 2025
Instrument	202505327
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 E PALMER AVE, SCHENECTADY, NY 12303-2511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2040 CARELEON RD, SCHENECTADY, NY 12303-3080

Mortgage

Document Number	0000005328
Date	Mar 6, 2025
Instrument	202505328

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Max Rate	10.8%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 6, 2023
Property Address	136 E PALMER AVE, SCHENECTADY, NY 12303-2511
Document Number	0000062790
Book / Page	2119 / 159
Instrument Date	Oct 13, 2023
Instrument	202362790
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 E PALMER AVE, SCHENECTADY, NY 12303-2511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 BALLTOWN RD, SCHENECTADY, NY 12309-2319

Mortgage

Document Number	0000062791
Date	Nov 6, 2023
Instrument	202362791

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	136 E PALMER AVE, SCHENECTADY, NY 12303-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL COMMUNICATIONS FCU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006748
Date	Feb 18, 2020
Book Page	4973/287
Instrument	202006748

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 136 E Palmer Ave was $6,122, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,122.00 (+1.71%)
2025	$6,019.00	$164,000 Land $8,600 Building $155,400	$252,300 Land $13,230 Building $239,070
2023		$164,000 Land $8,600 Building $155,400	$215,800 Land $11,316 Building $204,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 136 E Palmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 136 E Palmer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on E Palmer Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures