Schoharie County and Summit Town property record for 137 Cottage Ln, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Bungalow |
| Year Built | Built 1950 |
| Square Footage | 876 sqft Living Area |
| Lot Size | 161,172 sqft (3.7 acres) |
| Tax Bill | $2,428.00 (2025) |
| Primary APN | 434800 135.-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 876 sqft Living Area |
| 1st Floor | 716 sqft 1st Floor |
| Upper Floors | 160 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 161,172 sqft (3.7 acres) |
| Porch Area | 288 sqft Porch |
| Pole Structure | Pole Structure |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Wood Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J100615 |
|---|---|
| Street Address | 137 COTTAGE LN |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1059 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 135.-3-7
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 WASHBURN ST, LAKE GROVE, NY 11755-2728 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 01, 2008 |
| Transfer Doc | 0000000873/000000013 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 (+5.24%) | $36,600 (-) Land $12,400 Building $24,200 | $95,065 (+11.04%) Land $32,208 Building $62,857 |
| 2023 | $36,600 Land $12,400 Building $24,200 | $85,614 Land $29,006 Building $56,608 | |
| 2020 | $2,307.00 |
137 Cottage Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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