125 Cottage Ln, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 125 Cottage Ln, Summit, NY 12175

Property Summary

Property TypeMobile Home
Details600 sqft · built 1998
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Sep 2009)
Tax Bill$1,835 (2026)
Flood ZoneZone X (minimal risk)
APN434800 135.-3-10

Property Details

APN / Parcel Number

Primary APN434800 135.-3-10
Alternative APNs
  • 480013500000030100000000
  • 545J174025

Interior

Building Area600 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Lot Area217,800 sqft (5 acres)
Garage TypeDetached
Garage Area144 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J174025
Street Address125 COTTAGE LN
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code01 - NOT Z
Legal Block3
Legal Lot Number10.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1059
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 WASHBURN ST, LAKE GROVE, NY 11755-2730
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2009 · Amount on Record
Deed SaleSep 1, 2009 · Amount on Record
Deed Book / Page886 / 38
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,835.00 (-0.16%)
2025$1,838.00 (+5.27%)$27,700 (-) Land $7,800 Building $19,900$71,948 (+11.04%) Land $20,260 Building $51,688
2023$27,700 Land $7,800 Building $19,900$64,795 Land $18,246 Building $46,549
2020$1,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
MIDTEL
Fiber
500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cottage Ln

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