134 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 134 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	4,383 sqft · built 1905
Lot Size	0.307 acres (13,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Sep 2017)
Tax Bill	$33,008 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00005`
Alternative APN	`130350600005`

Interior

Stories	2 Stories
Building Area	4,383 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	13,370 sqft (0.307 acres)
Lot Dimensions	191 ft deep x 70 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130350600005
Street Address	134 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	70X191 IRR
Legal Block	3506
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 COOPER AVE, MONTCLAIR, NJ 07043-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Sep 21, 2017	Grant Deed, Transfer · Conventional Mortgage NJ LENDERS
May 15, 2017	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	May 10, 2005 · Amount on Record
Deed Document Number	201783905
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	134 COOPER AVE, MONTCLAIR, NJ 07043-2219
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151362
Date	Dec 28, 2021
Instrument	2021151362

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	134 COOPER AVE, MONTCLAIR, NJ 07043-2219
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093070
Date	Oct 18, 2022
Instrument	2022093070

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 21, 2017
Property Address	134 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000083905
Instrument Date	Sep 15, 2017
Instrument	83905
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 COOPER AVE MONTCLAIR NJ 070432219, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	83906
Date	Sep 21, 2017
Instrument	83906

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	134 COOPER AVE, MONTCLAIR, NJ 07043-2219
Document Number	0000083907
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 COOPER AVE MONTCLAIR NJ 070432219, MONTCLAIR, NJ 07043-2219

Mortgage

Document Number	0000083907
Date	Sep 21, 2017
Instrument	83907

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	WOBURN, MA 01801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$938,800 (-) Land $391,900 Building $546,900	$938,800 (-) Land $391,900 Building $546,900
2025	$33,008.00 (+3.32%)	$938,800 (+6.77%) Land $391,900 Building $546,900	$938,800 (+6.77%) Land $391,900 Building $546,900
2024	$31,947.00 (+10.5%)
2023		$879,300 Land $391,900 Building $487,400	$879,300 Land $391,900 Building $487,400
2022	$28,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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