137 176th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 137 176th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1967
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2025)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502500-1-280`

Property Details

APN / Parcel Number

Primary APN	`502500-1-280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	960 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,950 sqft (0.183 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Metal Porch
Porch Area	288 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	137 176TH ST E
City	SPANAWAY
State	WA
Zip	98387-8324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCOR
Legal Description	SECTION 28 TOWNSHIP 19 RANGE 03 QUARTER 43 LAKE PARK L 43 THRU 45 B 14 TOG/W S 1/2 ALLEY VAC EXC S 10 FT FOR RD ALSO EXC THAT POR CYD TO P CO PER ETN 957814 EASE OF RECORD DC6/22/98JU
Legal Range	03
Legal Township	19
Legal Section	28
Legal Subdivision	LAKE PARK
Legal Block	14
Legal Lot Number	43-45
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1011
Census Tract	71409

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 176TH ST E, SPANAWAY, WA 98387-8324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · FHA Mortgage LUMINATE BANK
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Oct 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	2025245
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0000000450
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 9, 2025
Property Address	137 176TH ST E, SPANAWAY, WA 98387-8324
Document Number	0010090245
Map Reference	VOL 4 PG 64
Instrument Date	Oct 8, 2025
Instrument	202510090245
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ORT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 176TH ST E, SPANAWAY, WA 98387-8324

Mortgage

Document Number	0010090246
Date	Oct 9, 2025
Instrument	202510090246

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0010090247
Date	Oct 9, 2025
Instrument	202510090247

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	137 176TH ST E, SPANAWAY, WA 98387-8324
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010260206
Date	Oct 26, 2023
Instrument	202310260206

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Oct 6, 2023
Property Address	137 176TH ST E, SPANAWAY, WA 98387-8324
Document Number	0010060450
Instrument Date	Oct 5, 2023
Instrument	202310060450
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 176TH ST E, SPANAWAY, WA 98387-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 176TH ST E, SPANAWAY, WA 98387-8324

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,500 (+8.45%) Land $170,000 Building $172,500	$342,500 (+8.45%) Land $170,000 Building $172,500
2025	$3,670.00 (+7.88%)	$315,800 (+11.24%) Land $157,900 Building $157,900	$315,800 (+11.24%) Land $157,900 Building $157,900
2024	$3,402.00 (-1.25%)	$283,900 (-3.14%) Land $139,300 Building $144,600	$283,900 (-3.14%) Land $139,300 Building $144,600
2023	$3,445.00	$293,100 Land $139,300 Building $153,800	$293,100 Land $139,300 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve, Verizon.

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