132 176th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 132 176th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,344 sqft · built 1967
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2024)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2018 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031933-1-033`

Property Details

APN / Parcel Number

Primary APN	`031933-1-033`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	336 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	1,268 sqft
Deck Area	140 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	132 176TH ST E
City	SPANAWAY
State	WA
Zip	98387-8352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCOR
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 12 BEG AT A PT ON N LI OF NE 412.4 FT E OF NW COR OF SD SUBD & SD PT BEING NE COR OF SPANAWAY CEMETERY TH S ALG E LI OF SD SPANAWAY CEMETERY & ITS SLY EXTENSION TO A PT 231.00 FT S OF N LI OF SD SUBD AS MEAS AT
Legal Range	03
Legal Township	19
Legal Section	33
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71416

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5902 257TH ST E, GRAHAM, WA 98338-7141
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Mar 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ANCHOR BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Oct 11, 1996 · Amount on Record
Deed Document Number	2024439
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000000622
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	132 176TH ST E, SPANAWAY, WA 98387-8352
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012080131
Date	Dec 8, 2021
Instrument	202112080131

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	132 176TH ST E, SPANAWAY, WA 98387-8352
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003140001
Date	Mar 14, 2018
Instrument	201803140001

Lender

Name	ANCHOR BANK
Type	Bank
Address	LACEY, WA 98503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	132 176TH ST E, SPANAWAY, WA 98387-8352
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002280470
Date	Feb 28, 2018
Instrument	201802280470

Lender

Name	ANCHOR BANK
Type	Bank
Address	LACEY, WA 98503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	132 176TH ST E, SPANAWAY, WA 98387-8352
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002240189
Date	Feb 24, 2021
Instrument	202102240189

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	132 176TH ST E, SPANAWAY, WA 98387-8352
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000189
Date	Feb 24, 2021
Instrument	202102240189

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (+7.31%) Land $173,500 Building $192,200	$365,700 (+7.31%) Land $173,500 Building $192,200
2025	$4,074.00 (+1.67%)
2024	$4,007.00 (-2.01%)	$340,800 (-3.73%) Land $185,100 Building $155,700	$340,800 (-3.73%) Land $185,100 Building $155,700
2023	$4,089.00	$354,000 Land $178,600 Building $175,400	$354,000 Land $178,600 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve, Verizon.

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